Broker Check


Wendolyn writes original content on a variety of topics related to personal finance. Here is where you find copies of published content created by Wendolyn Forbes with corresponding links to the publications.

Monday, May 6, 2024

We live in a time where information about personal finance is in abundance. In some cases, whether to involve a financial advisor is a question of want rather than need.

Tuesday, April 30, 2024

What questions might help you, as a potential client, feel empowered when meeting with a financial advisor for the first time or when seeking a replacement for your current financial advisor?

Monday, April 1, 2024

Feeling overwhelmed by your finances? You're not alone. But achieving financial stability and fulfilling your financial goals is possible. Here are four simple steps you may take right now to make a significant difference.

Tuesday, March 5, 2024

Putting off an estate plan is a common, and potentially costly, mistake. Why leave your loved ones navigating legal complexities and emotional burdens when you can help ensure clarity and confidence instead?

Thursday, February 29, 2024

Each of us has the potential to enjoy a successful personal finance journey and none of us need to go for it alone. Following are notes on some of my stumbling blocks and ah-ha moments.

Show All

Thursday, February 15, 2024

If you are new to investing, where do you begin? The following is a breakdown of six actionable steps you may take to enter the world of investing.

Thursday, February 1, 2024

2023 may be over but you still have time to contribute to your IRA and make it count for the 2023 tax year. Learn more here.

Thursday, January 25, 2024

Planning for the future can feel daunting, but preparing for our eventual passing is an act of care for those we leave behind. Read about steps you may take right now to empower your loved ones and secure your legacy.

Thursday, January 4, 2024

How are you feeling about your spending habits right now? Did you go a little overboard during the holiday season? As you begin a new year, let’s take a deep breath and fearlessly consider solutions that may help you feel better.

Monday, December 4, 2023

What do you know about required minimum distributions (RMDs)? Learn more about RMDs and what to ask your financial planner to get the answer that applies to your personal financial situation.

Friday, November 24, 2023

What are three hallmarks of a successful financial situation? Will you recognize any of the three in your personal financial situation? Read on to learn more.

Thursday, November 2, 2023

Though no one really cares to lose money, harvesting losses from your brokerage account may provide the benefit of reducing your taxable income. Tax-loss harvesting offers pros and cons to investors. Learn more here.

Thursday, October 26, 2023

Have you ever regretted making a purchase? What did you do about it? Featuring a personal story by the author and four actionable steps you may take to check-in with yourself to avoid making a purchase you regret.

Monday, October 2, 2023

When it comes to your financial legacy, BET on yourself. BET is an acronym representing three areas to consider.

Thursday, September 28, 2023

Time for a RECAP. As we approach the year-end, look at your financial situation: are you where you want to be? Have you achieved your financial goals for the year? Where are there gaps? What are some actions you can take to fill the gaps?

Tuesday, September 5, 2023

The basic framework of an annual review includes a market update, a comparison of your portfolio performance against a benchmark, and confirmation of your time horizon, risk tolerance, and goals: ACE it.

Sunday, August 27, 2023

Knowing the basics about the variety of account types available to help you reach your goals may help you make informed decisions about what may be an ideal fit for your personal situation.

Thursday, August 3, 2023

When used responsibly, debt may be a powerful tool. Conversely, if used irresponsibly, debt may impact more than a person's credit score. Two types of debt people often use are revolving credit lines and installment loans. Learn more here.

Thursday, July 27, 2023

What drives your decisions, particularly those around money? What is your vision? If you could distill it into a word or phrase, what would it be? For me, two words: van life.

Wednesday, July 5, 2023

A SEP plan may be ideal if you are a solopreneur and want to contribute a higher amount to your retirement account than what you may contribute to a traditional IRA.

Thursday, June 29, 2023

Simplicity is seductive. Knowing how to do more with less is desirable for many. But when it comes to your personal financial life, is simplicity realistic? Rather than aim for simplicity, aim for synergy.

Monday, June 5, 2023

What is a Roth IRA and why does it seem to be so popular? Qualified withdrawals from a Roth IRA may be made tax-free. However, there are caveats and rules associated with Roth IRAs and you must understand how those rules may impact you.

Friday, June 2, 2023

Investing is more accessible now than ever. Here are some lessons learned from working with a financial advisor, enrolling in a 401(k) plan, and self-directed investing.

Tuesday, May 2, 2023

Money management involves a variety of habits and choices. As human beings, when we spend money, we may experience a bit of euphoria. But how long does it last? Is the buy worth it?

Friday, April 28, 2023

How do your children handle money? How do they earn, save, and spend it? How do you feel about their behaviors around money? As a parent, teaching personal finance to my children has been challenging. Here is what I have learned.

Friday, March 31, 2023

You may have heard about SECURE Act 2.0. What is so special about it? Learn about a couple of ways in which SECURE Act 2.0 may positively impact those saving for retirement.

Thursday, March 23, 2023

Recently, I was asked what types of personal finance advice I would give to a woman in her twenties. In consideration of that question, I decided to share the advice I wished I had received.

Tuesday, March 7, 2023

How does your financial professional get paid? Knowing the answer to this question is important because you may or may not be aware of potential conflicts of interest between you and your financial professional.

Thursday, February 23, 2023

How much money do you need to have save in order to have enough money when you retire? Here is some simple math to give you a ballpark figure to answer that question.

Monday, January 30, 2023

Why does behavior management matters when it comes to financial success? Financial success is often the cultivation of positive behaviors repeated over time. Identify the behaviors you may want (and want to avoid) in this article.

Friday, January 20, 2023

There are two things you can count on in life: death and taxes. Though no one likes to think of either, each are inevitable. Read on about estate planning and why you probably shouldn't store your will in a safe deposit box.

Thursday, December 29, 2022

If you died today, who would take care of those who depend on you? Where would your money go? What would happen to your property? The decision and responsibility is yours. Read on to learn about steps you can take now.

Saturday, December 3, 2022

All year long, you’ve read about budgeting, saving, and investing. Perhaps you are practicing some of the positive financial habits mentioned. But all of that is about to be tested because the holidays are now upon us. Time for some TLC.

Friday, December 2, 2022

How is your financial health looking these days? We are weeks away from the year 2023. Time for a RECAP. RECAP is an acronym to remind you to evaluate your retirement accounts, emergency fund, cash flow, assets, and plans for 2023.

Thursday, November 3, 2022

Saving Money for Retirement by Wendolyn T. Forbes, CFP® Is an IRA right for you? If so, which one: traditional or Roth? What are the differences between the two types and where can you learn more?

Friday, October 28, 2022

What To Do About That Hot Stock Tipby Wendolyn T. Forbes, CFP® Have you ever found yourself comparing your financial situation against another’s and feeling either congratulatory or jealous? In response, did you buy...

Thursday, October 6, 2022

Your Financial Health: Give Inflation a HANDby Wendolyn T. Forbes, CFP®As of this writing, the Federal Reserve has increased the federal funds target rate by 0.75 to curtail inflation. What does this mean? First, we need to...

Thursday, October 6, 2022

You and Your Money: What Can You Do?by Wendolyn Forbes, CFP®When it comes to achieving your financial goals, imagine you are looking at a gameboard and, from the start position, you SEE three paths.  SEE is an acronym that...

Thursday, September 29, 2022

Do you listen to podcasts? I listen to a variety of podcasts so when a common theme surfaces seemingly serendipitously, I pay attention. A few years back, one podcaster shared the idea of planning for the next year in the current year....

Thursday, September 1, 2022

Basic Principles for Investing by Wendolyn T. Forbes, CFP®Investing money can be exhilarating and terrifying. We live in a time where there is a lot of information about investing and you, as an investor, have...

Thursday, August 25, 2022

When I was a college student in the late 90s, I worked part-time at a women’s clothing store in the mall. Back then, many college students worked in the mall, and the pressure was on to not only sell merchandise but to ask people...

Thursday, August 4, 2022

What do you think about money? How was money treated while you were growing up? Did you grow up with too little, too much, or not enough? How do you approach money now?Money is personal: what it means to you and how you use it.I grew...

Thursday, July 28, 2022

Financial health includes recognizing the decisions you make about your money and how those decisions impact you physically, mentally, emotionally, and spiritually. For example, choosing to walk rather than drive positively impacts...

Friday, July 8, 2022

OWN Your Money: Financial Empowerment and YouBy Wendolyn Forbes, CFP®Your relationship with money may be like most relationships, complicated. In fact, just thinking about money may cause your shoulders to tense, stomach...

Thursday, July 7, 2022

You, Your Money, and Your MattressHave you heard of people stuffing money into mattresses? What about money floating around in a fire? The following two stories are legendary in my family and represent a few life lessons.My...

Monday, June 6, 2022

Is now the time to buy? How can one be ready to invest when the stock market is down? Should I just sell everything and bury my money in the back yard?These questions come up during times of volatility and remind me of the importance...

Tuesday, May 3, 2022

Friday, April 1, 2022

Friday, March 18, 2022

Friday, March 18, 2022

Friday, March 18, 2022

Friday, March 18, 2022