As the crisp air of autumn begins to settle over Haywood County, many of us look forward to local fall festivals and the upcoming holiday season. While these times bring joy and community, they often come with increased spending which may increase stress. Planning ahead may make a difference. Taking a proactive approach now can help you enjoy the season with reduced or less financial stress.
You can start by creating a seasonal spending plan. Think about events you plan to attend, like the popular Apple Festival in October, or any early holiday shopping you anticipate. Allocating specific amounts for these activities now may help you stay in control of your money and avoid overspending.
Consider looking for ways to enjoy local autumn festivities that are budget friendly. Perhaps you can pack a picnic for a day at a scenic spot like Lake Junaluska or explore free community events such as those listed in your monthly issue of Positively Haywood. Small choices like these may make a big difference in keeping your finances on track.
After you create a spending plan, have a savings plan for your newfound savings. Being mindful of your spending and savings habits now can help you prevent debt later. You may find that a little planning allows you to fully embrace the spirit of the season with confidence.
Our firm is here to offer guidance as you work towards these important financial milestones. Let's connect to help you build the financial future you envision.
To learn more, schedule a consultation at Wealth Transition Finance, A Member of Advisory Service Network, LLC, by using your phone's camera to scan the QR code below.
Wendolyn Forbes is CERTIFIED FINANCIAL PLANNER® professional with Wealth Transition Finance, A Member of Advisory Services Network, LLC. Wendolyn is a fee-only financial planner and member of the National Association of Personal Financial Advisors (NAPFA). CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the U.S. This material is provided as a courtesy and for educational purposes only. Advisory Services Network, LLC does not provide tax or legal advice. The information contained herein is general and is not exhaustive by nature. Federal and state laws are complex and constantly changing. Consult your own legal or tax professional for information concerning your individual situation.
Originally published in the September 2025 issue of Positively Haywood.