Our Vision
Wealth Transition Finance, a Member of Advisory Services Network, LLC, aspires to be a trusted, boutique advisor for clients who want personalized one-on-one service when it comes to their investment portfolio and financial plan. We deliver an exclusive level of tailored planning to help clients build alignment between wealth and life.
Anchored by personalized one-on-one service, direct communication, and practical guidance, we proudly serve a select clientele—including self-employed women, retirees, widows, those managing newly acquired or inherited wealth, and family members of existing clients.
Intentional Client Capacity
To ensure each client relationship receives the level of service clients of our firm have grown to expect, we intentionally maintain a strict cap on total household relationships.
Acceptance of new ongoing management or consultative financial planning engagements depends on mutual fit, alignment with our planning philosophy, and current capacity within our practice.
Investment Management
We understand some investors value on-going personalized guidance, timely communication, and practical advice from a professional investment manager. This service includes oversight and active management of your investment portfolio alongside financial planning. Designed for clients seeking an ongoing partnership with continuous management, quarterly performance reporting, and dedicated calendar access. Investment management services are offered at an AUM (assets under management) rate.
Financial Planning
We understand some investors prefer to take an active role in managing their assets and prefer to keep it that way. This service includes a fixed-scope, collaborative project designed for clients who want to address specific, complex financial questions. We model specific scenarios, deliver actionable strategies, and provide a plan for self-implementation. Project-based financial planning services are offered at a fixed rate.
How We Help
Our planning and advice may help clients gain clarity around:
Retirement Cash Flow & Timing: When is the optimal time to begin pension or Social Security benefits to support my desired lifestyle?
Roth Conversion Modeling: Could strategic Roth conversions reduce my lifetime tax burden without pushing me into higher tax brackets? How?
Required Minimum Distribution (RMD) Management: How will I satisfy RMDs while minimizing tax implications?
Income-Related Monthly Adjustment Amount (IRMAA) Navigation: How do I structure my income to help avoid or minimize IRMAA (i.e., unexpected surcharges on my Medicare premiums)?
Inherited Assets: What rules and tax implications apply to inherited assets I receive? What about distributing inherited accounts to my heirs: how can I efficiently pass wealth to them?
Estate & Long-Term Care Strategies: Do my current healthcare and estate plans align with my long-term goals?
Wendolyn Forbes, MPAS™, CFP®, CSRIC®, ABFP™, CCFC
As a CERTIFIED FINANCIAL PLANNER® professional and Director of Financial Planning and Investments at Wealth Transition Finance, a Member of Advisory Services Network, LLC, I provide guidance to help clients make informed decisions about their wealth.
Based on my experience with my career in finance beginning in 2008 and launching an independent, fee-only practice in 2021, my approach is informed by advanced financial study and shaped by real-world experience. From planning for retirement and managing inherited wealth to balancing personal finances alongside business ownership, I understand the nuances of navigating major economic shifts and life transitions.
Every financial journey is distinct. By combining professional standards with lived experience, I help clients build financial plans to support the visions they have for their lives.
Financial Planning · Sustainable Investing · Behavioral Finance · Education Funding
When evaluating financial professionals, you may wonder: What do these designations mean? Why are they relevant?
CERTIFIED FINANCIAL PLANNER™ (CFP®): Signifies a commitment to meeting the CFP Board standards of competency, ethics, and professional practice in financial planning.
Master Planner Advanced Studies™ (MPAS™): Awarded by the College for Financial Planning®, this designation reflects advanced education in developing tailored financial strategies.
CSRIC® (Chartered SRI Counselor™): Demonstrates specialized training in sustainable, responsible, and impact investing, helping you identify opportunities to align your investments with your values and long-term goals.
ABFP® (Accredited Behavioral Finance Professional®): Equips practitioners with an understanding of psychological tendencies that influence financial decisions, supporting more thoughtful, structured choices.
CCFC (Certified College Funding Consultant): Focuses on the complexities of higher education funding, including savings strategies, tax considerations, and financial aid planning.
Managing personal finances involves nuanced decisions. Beyond state and federal regulatory oversight, voluntary professional designations demonstrate a dedication to ongoing education and adherence to professional standards. Financial services professionals are regulated by state and/or federal agencies, but many also choose to obtain voluntary professional designations like the MPAS™, CSRIC®, ABFP® and CCFC which shows that they are dedicated to complying with additional standards and regulations. Through ongoing continuing education, I am committed to upholding the highest standards of professionalism and staying up-to-date on the latest trends and best practices in financial planning, sustainable investing, behavioral finance and education funding.
General Disclaimer & Designation Limitations: The achievement of any professional designation, certification, or membership in any professional organization should not be construed by a client or prospective client as a guarantee that they will experience a specific level of performance, results, or outcome. Professional designations, organizational memberships, and third-party badge displays do not imply an endorsement, supreme skill level, or guarantee of future investment success. Fee-only status indicates that compensation is derived solely from client fees, without receiving commissions, revenue sharing, or product-sales incentives, in alignment with Form ADV Part 2A disclosures.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Master Planner Advanced Studies™, MPAS™, and MPAS™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Accredited Behavioral Finance Professional™, ABFP™, and the ABFP™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Chartered SRI Counselor™, CSRIC®, and the CSRIC® logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
The Certified College Financial Consultant (CCFC) designation is issued by the American Institute of Certified College Financial Consultants (AICCFC) and is granted to individuals who meet all of the following prerequisites: possess one of the following professional designations: CPA, CFP, ChFC, CPWA, CIMA, RMA, AFC or provide evidence of sufficient education and experience to be deemed satisfactory by the AICCFC. Designees must complete a comprehensive education program that covers education funding, tax planning with education deductions and credits, financial aid planning, student loan advising, and practical planning strategy topics, and receive a passing grade of 80 or higher on all respective assessments in the program.
NAPFA, FeeOnlyNetwork.com, and FPA logos and marks are property of their respective organizations. Membership or listing does not constitute an endorsement by the regulatory authorities or organizations.
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors who are highly trained professionals committed to working in the best interests of those they serve. NAPFA members live by three important values, to be: the beacon for independent, objective financial advice for individuals and families; the champion of financial services delivered in the public interest; and the standard bearer for the emerging profession of financial planning.
Gaining a listing on FeeOnlyNetwork.com is exclusive to fee only advisors and firms that have been vetted by at least one of their association partners (NAPFA, XY Planning Network, Garrett Planning Network, or Alliance of Comprehensive Planners).
The Financial Planning Association is the owner of trademark [and registration], service mark and collective membership mark rights in, and various U.S. registrations/applications for: FPA, and FINANCIAL PLANNING ASSOCIATION. The marks may not be used without written permission from the Financial Planning Association.